ATO-backed tax minimisation for every profession. APRA-compliant loan calculations with live lender comparison — all running privately in your browser.
Our ATO-compliant strategy engine uses profession-specific rules, superannuation optimisation, and financial timing to legally minimise what you owe — every financial year. Instant. Private. Free.
Ranked strategies specific to your occupation — instant, private, free.
Complete the form and click Calculate to see your full tax breakdown and strategy.
This tool provides general information based on publicly available ATO guidelines and does not constitute financial, tax, credit, or legal advice. Tax outcomes vary based on individual circumstances. Always consult a registered tax agent (RTA) or licensed financial adviser (AFS Licensee) for personalised advice.
All tax brackets, offsets, and deduction rules reflect the current financial year.
APRA's 3% buffer requirement applied to all loan serviceability assessments.
No data is transmitted. All calculations run in your browser via JavaScript.
Free to use with no account required. Your data is never stored or shared.
Enter your income, profession, and loan details. We'll do the maths in seconds — no account, no data sent anywhere.