General information, not personal advice
These terms apply when you use velofy.com.au, which is run by Velofy Australia. By using the site you accept them.
Everything on Velofy, including the calculators, is general information. It does not take into account your objectives, financial situation or needs, and it is not financial, tax, credit or legal advice. Before you act on it, think about whether it suits your situation, read the relevant product disclosure statement or terms, and consider getting advice from a registered tax agent, a licensed financial adviser or a credit licensee. Velofy Australia does not hold an Australian financial services licence or an Australian credit licence and is not a registered tax agent.
A calculator's result depends on the figures you enter and on the assumptions it uses, which are shown on each calculator. Rules and rates change, and your own circumstances may be different. Your actual tax is assessed by the ATO, a loan is approved by a lender, and stamp duty is assessed by the state revenue office. Don't rely on a Velofy result alone when making a financial decision.
We check our figures against official sources and record when each was last checked (see how we check our figures). We can't promise that every figure is complete, current or free of errors. As far as the law allows, Velofy Australia is not liable for any loss arising from your use of the site or reliance on its content. Nothing in these terms excludes rights you have under the Australian Consumer Law that can't be excluded.
Velofy links to government agencies, lenders, product providers and other sites. We don't control those sites and aren't responsible for their content, products or privacy practices. A link is not a recommendation of a product or provider.
Velofy may show advertisements supplied by Google. Ads are selected by Google, not by Velofy, and are not a recommendation. Our privacy policy explains how advertising cookies work and how to opt out.
You're welcome to link to any page on Velofy and to quote short extracts with a link back to the page. Please don't copy whole articles or calculators, or use automated tools to collect content from the site in bulk.
Our privacy policy explains what information is collected when you use the site and how it is used.
We may update these terms from time to time. The date at the bottom of this page shows when they last changed.
Questions about these terms: see the contact page. These terms are governed by Australian law.
Last updated 19 October 2026