Property
Should You Sell Your Investment Property Before 1 July 2027?
The 50% CGT discount survives on gains to 30 June 2027 — an apportionment, not a cliff. One $800k rental modelled at three sale dates with real numbers.
Read article →Updated Australian tax saving strategies, EOFY guides, and loan tips — backed by ATO 2025–26 rules. No jargon. Just what you need to pay less.
The 50% CGT discount survives on gains to 30 June 2027 — an apportionment, not a cliff. One $800k rental modelled at three sale dates with real numbers.
Read article →The EV FBT exemption is being phased out from April 2027. Here is what it means for salary sacrifice take-home pay — and what to do before the change.
Read article →The old rule — never spend more than the car is worth — compares your quote against nothing. Count depreciation, stamp duty and interest before you decide.
Read article →Agent fees by state, conveyancing, discharge and marketing — plus the cost every fee calculator skips: years of loan interest. 2026 guide, worked numbers.
Read article →Everything a property investor can claim on the 2025-26 return — interest, depreciation, repairs — and the negative gearing law change coming 1 July 2027.
Read article →Exact take-home pay on $80k, $100k, $115k, $120k, $135k and $150k for 2025-26 — income tax, Medicare levy and monthly / fortnightly figures at each salary.
Read article →Income above $250,000? Division 293 adds 15% extra tax on concessional super contributions. How the ATO bills you, and why salary sacrifice still pays.
Read article →The two big retirement benchmarks are $308,000 apart. What ASFA and Super Consumers each assume, average balances by age — and how to find your own number.
Read article →Award minimums and the minimum wage rose on 1 July 2026 — CPI is now 3.5%. The new rates, who gets them automatically, and whether yours beats inflation.
Read article →Top 10 NSW postcodes by gross rental yield for units and houses, ranked from real Valuer-General sales and Fair Trading bond data — July 2026.
Read article →Payday super is now law: super must reach your fund within 7 business days of payday. Run this 4-step check — and here's what to do if it's missing.
Read article →From 1 July 2026 the concessional super cap rises to $32,500. Your headroom by salary, the tax saving per dollar, and the catch-up room expiring 30 June 2027.
Read article →myTax opens 1 July 2026 — but wait until late July for pre-fill. Deadlines, step-by-step, and the one thing myTax won't do for you.
Read article →$0 stamp duty on new builds, a $30k FHB grant expiring 30 June 2026, and RBA at 4.35% — the real maths for first home buyers in Brisbane in 2026.
Read article →Inflation at 4.8%, RBA at 4.35%, fuel excise relief ending 30 June — and 5 EOFY mistakes quietly costing Australians thousands in June 2026.
Read article →A $95k hospital role with packaging beats a $100k private-sector offer by $6,200/yr. Base salary misses 38% of an offer's value — compare all 6 variables.
Read article →Since January 2021, a $100k salary needs to be $126k to buy the same things. The 2024 tax cut restored just 8% — here's the year-by-year CPI breakdown.
Read article →Under the 2026–27 tiers the hospital-cover-vs-MLS break-even moved to ~$124k single income. Premiums rose 3.7% in April; thresholds reset 1 July. Three personas inside.
Read article →Every Australian got a Stage 3 tax cut on 1 July 2024. At $100k income you've saved $4,358 over two years — here's the breakdown.
Read article →Two identical property contracts hours apart on 12 May 2026 = different tax rules for 30 years. The 7:30pm AEST cut-off explained, with worked numbers.
Read article →The 2020–21 unused concessional cap expires permanently on 30 June 2026. Balance under $500K? It's your last chance to claim up to $25K of tax-deductible super.
Read article →Sydney down 5 months, Perth up 24% yearly. Borrowing power fell $54K since January. Here's how to decide whether to buy or wait in May 2026.
Read article →MLS thresholds: $101k single / $202k family for 2025–26 returns; $105k / $210k from 1 July 2026. Find your tier (1%–1.5%) and if hospital cover costs less.
Read article →Nurse and midwife tax deductions Australia 2025–26: AHPRA fees, scrubs, CPD, laundry $150 threshold, and ATO rules. Free calculator for healthcare workers.
Read article →Salary sacrifice super Australia 2025-26: the $30K pre-tax cap, 12% employer super, new surcharge thresholds — and the RESC trap most people miss.
Read article →Teacher tax deductions Australia 2025: state registration fees, classroom supplies, CPD, and the misunderstood $250 rule. Free calculator.
Read article →Tradie tax deductions Australia 2025–26: ute logbook, $20K asset write-off, tools under $300, and what the ATO audits. Free calculator pre-loaded for tradies.
Read article →Payday Super is now law: super due within 7 business days of every payday. The employer compliance checklist, penalties and the ATO's first-year approach.
Read article →The RBA hiked to 4.35% on 5 May — the highest since 2011. For a $600K mortgage, that's $272/month more than the 2025 low. Here's how to reduce the damage.
Read article →Australia's 50% CGT discount is abolished from 1 July 2027 — replaced by CPI indexation and a 30% minimum tax. What every investor must do now.
Read article →Division 296 is confirmed law from 1 July 2026: how the 15% additional super tax works, who pays it, and the critical cost-base reset deadline.
Read article →RBA rate rises added $450/month on a $600K loan. 5 proven strategies — offset accounts, fortnightly payments, rate negotiation — to cut repayments.
Read article →9 ATO-approved moves before 30 June 2026 — including the carry-forward super cap expiring permanently this year. Act before 1 July.
Read article →Stack the First Home Guarantee, FHSS, Help to Buy, and state grants for up to $75,000 in benefits. QLD's $30,000 grant expires 30 June 2026.
Read article →HECS indexation for 2026 is 2.8%. What it adds to your balance, the new $69,528 threshold for 2026–27, and the 2025–26 bands for the return you lodge now.
Read article →RBA at 4.35%, inflation at 3.7%, household budgets under pressure. 7 practical money moves every Australian should make now to protect their wealth.
Read article →RBA at 4.35%; challenger banks from 5.08%. When to refinance, how to calculate break costs, and which cashback offers are live right now.
Read article →Nearly 1 in 4 Australian mortgage holders are under stress in 2026. 7 proven moves — from refinancing to offset accounts — to protect your home.
Read article →Property falling? Negative gearing lets you claim rental losses against income. How smart investors use a downturn to legally cut their tax bill.
Read article →Australia has 8 different property markets. Brisbane and Perth are rising 8%. Parts of Sydney are flat. Here's how to buy smart in 2026.
Read article →The ATO confirmed Australians are leaving $870+ on the table at tax time. Here are the 7 most overlooked deductions — with real stories and what NOT to claim.
Read article →Salary sacrificing into super is the most underused legal tax strategy in Australia. Here's how it works, with real dollar savings for every income level.
Read article →Most Australians working from home are leaving $870–$1,322 on the table at tax time. Here's exactly how to claim every dollar the ATO allows — legally.
Read article →