SA first home buyers pay no stamp duty on a new home, an off-the-plan apartment or vacant land to build on, at any price (contracts from 6 June 2024). Established homes pay standard rates. A first home owner grant of up to $15,000 applies to new homes.
SA first home buyers: new homes and vacant land are exempt at any price (contracts from 6 June 2024). Established homes pay standard rates. Calculate your exact duty plus full upfront cost.
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Enter a purchase price and click Calculate to see stamp duty, concessions, and your full upfront cost estimate.
Duty is worked out in bands: each rate applies only to the part of the price inside its band, unless the table says the whole price. Rates from RevenueSA, for contracts signed from 1 July 2026 to 30 June 2027.
| Purchase Price Range | Duty Calculation |
|---|---|
| $0 – $12,000 | $1.00 per $100 |
| $12,001 – $30,000 | $120 + $2.00 per $100 over $12,000 |
| $30,001 – $50,000 | $480 + $3.00 per $100 over $30,000 |
| $50,001 – $100,000 | $1,080 + $3.50 per $100 over $50,000 |
| $100,001 – $200,000 | $2,830 + $4.00 per $100 over $100,000 |
| $200,001 – $250,000 | $6,830 + $4.25 per $100 over $200,000 |
| $250,001 – $300,000 | $8,955 + $4.75 per $100 over $250,000 |
| $300,001 – $500,000 | $11,330 + $5.00 per $100 over $300,000 |
| Over $500,000 | $21,330 + $5.50 per $100 over $500,000 |
Rates are for contracts signed in 2026–27 and were checked on 19 October 2026. Always confirm the current schedule with RevenueSA before you sign.
Each state has different rates, thresholds, and first home buyer rules — select your state below.
Buying a car, not a house? Stamp duty on a vehicle is a separate charge with its own rates — use the car stamp duty calculator for SA.
Paying more to buy in a school zone? The premium raises your stamp duty too — the school zone or school fees calculator weighs it against 13 years of private school fees.
Yes, for new homes. A first home buyer pays no stamp duty on a new home, an off-the-plan apartment or vacant land to build a home on, at any price, for contracts from 6 June 2024. Established homes get no first home buyer relief, so standard rates apply. A first home owner grant of up to $15,000 is available for a new home. For contracts from 13 February 2025 the relief does not cover the 7% foreign ownership surcharge.
The same rates apply to every property type. The difference is for first home buyers: a new home, an off-the-plan apartment or vacant land to build a home on attracts no duty at any price (contracts from 6 June 2024), while an established home pays standard rates.
Stamp duty on a $600,000 property is $26,830: $21,330 plus $5.50 per $100 of the price over $500,000. The same amount applies to an established home bought by a first home buyer. A first home buyer buying a new home pays nothing.
Yes. Foreign buyers of residential land pay a 7% foreign ownership surcharge on top of standard stamp duty. On a $700,000 purchase: $32,330 standard duty plus $49,000 = $81,330 in total.
On top of stamp duty, budget for the fees to register the transfer and the mortgage, conveyancing, a building and pest inspection, and lender fees. The calculator starts with estimates for each, including $1,500 for conveyancing and $600 for an inspection. Replace them with your own quotes.